Meet Dr. John Akinyemi
I am an independent financial securities advisor. I specialize in safeguarding income, protecting assets, and optimizing wealth through tax-efficient investments. I help families, professionals, and business owners build a strong financial foundation that helps them achieve their financial goals.
I’m committed to help you:
Safeguard Your Income
Protect Your Assets
Optimize Your Wealth
My expertise includes:
Critical Illness Insurance
Critical illness insurance is a powerful tool to replace your income if you become critically ill and the illness prevents you from earning income.
It will pay you a lump sum that you can use however you want, without any restriction.
Disability Insurance
Disability insurance is an income replacement plan to replace a percentage of your income if you become disabled. There are different types of disability insurance plans.
You can also use the money any how you want, without any restriction.
Life Insurance
Life insurance isn’t just a safety net. It’s a promise to your loved ones that they’ll be financially secure no matter what life throws your way.
Investments (Tax-Advantaged Investment Strategies)
Taxes and inflation are two key factors that can significantly impact investment returns. Tax-advantaged investment strategies offer a way to mitigate these effects.
Business Insurance
Business insurance is a crucial component of risk management. It safeguards your business from financial loss due to unforeseen events.
Tax-Efficient Retained Earnings Management
Managing retained earnings funds effectively is crucial for long-term growth and profitability. By implementing effective tax-efficient strategies, businesses can maximize the value of their retained earnings and support long-term growth while minimizing tax liabilities.
Insured Retirement Plan
An Insured Retirement Plan (IRP) is a retirement savings strategy that leverages cash-value life insurance. Unlike traditional retirement accounts, IRPs offer tax advantages and flexibility.
IRP is a suitable option for individuals seeking tax-efficient retirement savings, life insurance coverage, and estate planning benefits.
It offers tax-deferred growth of cash value and tax-free access to funds in retirement. It provides protection for loved ones in case of untimely death. It is flexible as it provides options for customizing the plan to meet individual needs. It has a potential for higher returns than some traditional investment options.
Corporate-Owned Life Insurance (COLI)
Corporate-Owned Life Insurance (COLI) is a life insurance policy purchased by a corporation on the life of one or more key employees. The company owns the policy and is the primary beneficiary.
COLI offers tax-deferred investment growth. The death benefit is generally tax-free to the corporation. It can be used as a supplemental executive compensation tool, providing additional benefits beyond traditional salary and bonuses. Also, by insuring key employees, companies can mitigate the financial impact of their loss. COLI also provides liquidity for the business, its owners, and their heirs.
Children Wealth Plan
Building a strong financial foundation for your child starts early. Combining a Registered Education Savings Plan (RESP) with cash-value insurance can be a powerful strategy to achieve this.
Insurance for Mortgage Protection
A combination of life insurance and critical illness insurance policies can be properly set up to serve as a robust and superior form of mortgage protection.